Most business owners could probably name at least three things that would hurt if they went wrong tomorrow – and have no plan for any of them. This guide explains what a business continuity plan covers, how to build one, and where Sadler Advisory strengthens the part that often decides whether you come through it: the money.

As a sole director you carry risks employees don't. This guide covers the main types of personal and business protection – income protection, relevant life cover, critical illness cover and business expenses cover – and where good advice makes the difference.