A new year is more than just a calendar change. It is an opportunity to reset, refocus and strengthen the financial foundations of your business.

There’s many reasons our clients say they love running an e-commerce business - control over your own time, low start-up costs, minimal required skills and qualifications, and the fact you can usually run it from anywhere you want.

The other day I was walking along Marylebone High Street, a prime retail position in central London. I noticed a strange thing. On one...